According to Ardent Partners' most recent State of ePayables research, the average invoice still costs close to ten dollars to process, while best-in-class AP teams have brought that figure under three dollars through automation. The gap between those two numbers has less to do with which AP tool has the longest feature list and more to do with how deeply the automation is wired into the finance system of record.
That distinction matters more than usual for organizations running Microsoft Dynamics 365 Finance. Most AP automation vendors serve half a dozen ERPs at once, and D365 is one integration among several they maintain. A smaller group was built for D365 first and has had to earn its way into other ERPs afterward, if it supports them at all. The difference shows up less in the marketing and more in the details: whether the tool consumes Dynamics compute and storage, whether it needs middleware to stay in sync, and whether business rules and financial dimensions carry over cleanly or need to be rebuilt.
Here are seven platforms finance teams commonly evaluate against each other for D365 Finance AP automation, from tools built exclusively for Dynamics to broader multi-ERP platforms that happen to support it.
| Platform | Why it's worth evaluating | Best for | Standout feature |
|---|---|---|---|
| Dooap | Built exclusively for D365 Finance, no middleware, zero-code AI configuration through Dooap Studio | Organizations standardized entirely on D365 Finance, including shared services and multi-entity setups | Dooap Studio's agentic, zero-code AI configuration |
| Truvio (ExFlow) | Also native to D365 F&O, with its own AI layer (TruvioSense) for coding and approval suggestions | Teams comparing two D365-native vendors head to head | TruvioSense AI coding suggestions built from invoice history |
| Rillion | Multi-ERP AI automation with strong 3-way PO matching | Multi-entity organizations running D365 alongside other ERPs | Detailed 3-way PO matching with tolerance rules |
| Medius | AppSource-validated D365 F&O connector plus AI assistants for approvers and suppliers | Mid-market and enterprise teams wanting AI-assisted supplier communication | Copilot and Supplier Conversations AI tools |
| Tipalti | Global mass payments platform with AP features layered on | Companies prioritizing global supplier payouts over invoice depth | Multi-FX support and dedicated FX hedging for accounts payable |
| Stampli | ERP-agnostic collaboration hub with a prebuilt D365 F&O API integration | Organizations prioritizing approver adoption and invoice-level communication | Billy the Bot AI assistant across the invoice lifecycle |
| Yooz | Cloud AP automation with 250-plus ERP connectors and unlimited-user pricing | Distributed teams wanting ERP flexibility beyond D365 | Unlimited users included at every pricing tier |
Dooap is a Microsoft-certified solution that runs alongside D365 Finance rather than bolted onto it, delivered as a SaaS application from Azure and connected through its own dedicated APIs. Because it was designed for one ERP instead of a dozen, the integration doesn't route through middleware or consume Dynamics compute and storage. End users sign in with the same Azure AD credentials they already use for D365 and Office 365, and the package stays compatible across three prior D365 versions plus the upcoming preview release.
The newest layer is Dooap Studio, launched in May 2026, which brings zero-code, agentic AI configuration to AP. Finance and shared-services teams can adjust coding logic, workflow rules, and touchless processing thresholds without opening a ticket with IT or a Dynamics partner. That matters most in high-volume, multi-entity environments, the kind Dooap's case studies with GenOn and Médecins Sans Frontières both describe, where the gap between “automated” and “touchless” is usually a handful of vendor-specific coding rules that never got configured.
Every other platform on this list treats D365 as one ERP among several. Dooap treats it as the only one, and the integration depth, no batch jobs, no separate infrastructure to maintain, native use of existing D365 business logic, reflects that.
The trade-off for that focus is optionality. If your organization runs D365 alongside NetSuite, SAP, or Sage for other entities, Dooap won't necessarily follow you there, and a multi-ERP platform is the better starting point.
Dooap Studio. Zero-code configuration means the people who understand the exceptions, AP leads and shared-services managers, can fix them directly instead of writing a specification for a developer and waiting on a release cycle.
This is the section that needs the most care, not because Truvio (formerly ExFlow) is a weak alternative, but because it's the one competitor built the same way Dooap is: natively inside D365 Finance and Operations, without middleware. The rebrand to Truvio came with a broader platform push across finance and treasury automation, and the AP product itself has kept pace. The June 2026 release added TruvioSense Coding & Approval, which generates GL coding suggestions from an LLM's read of the invoice combined with the business's own history of approved coding, alongside cross-company invoice processing, advanced 3-way matching, and a unified work queue built for shared services teams managing several legal entities at once. An Avanade enterprise benchmark published in June 2026 reportedly ranked Truvio's platform highest among the tools it evaluated for overall enterprise fit.
If native D365 embedding is the deciding factor, Truvio is the most direct comparison to make, not a broader platform that happens to support Dynamics. Its Power BI dashboards and existing footprint across D365 F&O and Business Central mean the reporting layer will feel familiar to teams already living inside Dynamics.
Independent review coverage is thin. ExFlow's G2 profile is largely unclaimed with limited third-party feedback, so most of what's publicly available comes from Truvio's own materials and vendor-run benchmarks rather than a broad base of verified customer reviews. That's not disqualifying, but it does mean the evaluation should lean more heavily on a working demo of TruvioSense against your own invoice mix than on review aggregation.
TruvioSense Coding & Approvals suggests GL codes from a blend of LLM interpretation and prior approval history is a meaningfully different approach than pattern-matching against historical data alone, and it puts Truvio's AI roadmap on a similar trajectory to Dooap Studio's.
Rillion integrates with more than 50 ERPs, including D365 Finance, and layers AI across the parts of AP automation that tend to stay manual longest: coding predictions, workflow routing suggestions, and an AI assistant named Riley that answers questions about invoices, suppliers, or workflows in place of digging through a dashboard. Its 3-way PO matching is genuinely deep, with line-item tolerance rules and exception handling that go further than basic invoice-to-PO checks, and it supports virtual card payments with rebates on top of core invoice automation.
Rillion is a reasonable fit for organizations where D365 Finance is one ERP among several, since the platform is built to manage multiple entities and multiple ERPs from a single instance rather than assuming Dynamics is the only system in play.
That same multi-ERP design means the D365 integration, while real-time, is one of many Rillion maintains rather than the reason the product exists. Rillion has also said publicly that it doesn't offer a native mobile app. Approvers can act on invoices from a phone browser, but there's no dedicated app for managing AP on the go.
The combination of AI-assisted coding with detailed 3-way PO matching gives Rillion an edge for organizations with a meaningful share of PO-based spend and multiple approval layers to manage across entities.
Medius's integration with Dynamics 365 for Finance & Operations has passed Microsoft's AppSource validation process, and the vendor also maintains packaged connectors for older Dynamics AX and NAV environments, which matters for organizations mid-migration to D365. On top of the connector, Medius layers Copilot, which gives approvers contextual answers about an invoice without leaving their workflow, and Supplier Conversations, which handles routine vendor questions like payment status automatically.
Medius suits AP teams that expect a high volume of routine supplier and approver questions and want AI absorbing that traffic rather than a person answering the same three questions every week.
Capterra reviewers note that implementation experience varies depending on which ERP connector is in play, since Medius supports a wide range of Dynamics versions plus NetSuite, Oracle, and SAP through separately packaged integrations rather than one unified connector architecture. Worth confirming during evaluation which specific D365 version your connector maps to and how recently it was updated.
Supplier Conversations reduces one of the quieter costs of AP, the volume of “where's my payment” emails, without adding headcount.
Tipalti's core strength is mass payments: multi-currency payouts, tax compliance across jurisdictions, and FX tools like Multi-FX and FX Hedging built for companies paying suppliers or partners across dozens of countries. Its ERP integrations list includes Microsoft Dynamics 365, but honestly, the deeper Dynamics work sits with Business Central and Great Plains rather than D365 Finance specifically, and it's worth being direct about that if F&SCM is your actual environment.
For organizations where the AP problem is really a payments problem, entities paying thousands of international suppliers or contractors, Tipalti's compliance and FX depth solves something none of the other six platforms here are built to solve.
If the priority is invoice capture, coding, and PO matching depth inside D365 Finance specifically, Tipalti's AP feature set reads as secondary to its payments engine, and the Dynamics 365 integration isn't positioned with the same specificity as its NetSuite or Sage Intacct connectors.
Multi-FX support for 30 currencies plus dedicated FX hedging tools for accounts payable, a genuinely differentiated capability for companies managing supplier risk across multiple currencies.
Stampli's approach centers on putting every comment, question, and approval directly on the invoice record itself, treating invoice delays as fundamentally a communication problem rather than a data-capture one. Its D365 F&O integration uses a prebuilt API to sync master data, GLs, vendors, locations, and purchase orders automatically, and it preserves financial dimensions in full on both invoices and payments rather than capping or remapping them, which matters for teams that rely on dimensions heavily for cost allocation and reporting.
A plant manager reviewing ten invoices a month gets a simpler interface than navigating F&O directly, and Stampli's AI assistant, Billy the Bot, works across the whole invoice lifecycle rather than just at capture.
Capterra and G2 reviewers consistently point to limited reporting customization as the main friction point, particularly for data-heavy finance teams that want to build custom views beyond what's available out of the box.
Unlimited dimension support on exported invoices and payments avoids the post-entry reporting adjustments that come with tools that cap or remap dimensions during integration.
Yooz connects to more than 250 ERP and accounting systems, including D365 Finance & Supply Chain Management, through API-based connectors that handle validated invoice data, accounting entries, and payment status feedback in both directions. Its AI handles multichannel capture, forensic fraud analysis, duplicate detection, and line-level PO matching, and every pricing tier includes unlimited users, a meaningful difference for organizations with a large, distributed base of occasional approvers.
The unlimited-user model changes the math for organizations with many infrequent approvers scattered across departments or locations, where per-seat AP tools get expensive fast.
Reviewers on RFP.wiki note that Yooz's ERP integrations, D365 included, are connector-specific rather than turnkey, and mapping can require real implementation effort in complex environments. That's the tradeoff of supporting 250-plus systems instead of one.
Unlimited users at every tier, unusual in a category where most vendors price per seat or per invoice volume.
The honest answer depends on what's actually driving the search. A team standardized entirely on D365 Finance, running high invoice volumes across multiple entities, and trying to close the gap between “automated” and genuinely touchless, will get the most out of a platform built for exactly that environment. Dooap and Truvio are the two worth demoing side by side in that case, since they're solving the same native-integration problem with different AI approaches.
Organizations managing D365 alongside other ERPs face a different calculus. Rillion and Medius both treat multi-ERP support as core to the product rather than an afterthought, and Yooz's 250-plus connectors go further still for teams with a genuinely fragmented systems landscape. Stampli sits in between: ERP-agnostic by design, but built around invoice-level collaboration rather than breadth for its own sake. And if the real pain point is paying suppliers across dozens of currencies and jurisdictions rather than processing invoices inside D365, Tipalti solves a problem the other six aren't built to solve at all.
Whichever direction the evaluation leans, the detail worth confirming early is how each platform's D365 connector behaves under load: whether it consumes Dynamics compute, whether business rules and financial dimensions carry over without rework, and whether the touchless rate holds up once real exception volume hits it. That's usually where the gap between the demo and the day-to-day experience shows up first.
For teams ready to see how a native D365 Finance integration compares to what they're running today, Dooap's team can walk through a working environment against your own invoice mix rather than a generic demo script.
AP automation for D365 Finance digitizes the invoice lifecycle, capture, validation, matching, approval, and posting, so invoices that meet defined rules move through without manual entry. Native D365 Finance solutions plug directly into the ERP's existing business logic, while broader platforms connect through APIs or middleware instead.
A native tool, like Dooap or Truvio, is built exclusively for D365 Finance and uses the ERP's own data model, business rules, and update cadence without middleware. A multi-ERP platform, like Rillion, Medius, Tipalti, Stampli, or Yooz, supports D365 alongside several other ERPs through a shared connector architecture, trading some native depth for broader ERP flexibility.
Yes. Dooap is purpose-built exclusively for Microsoft Dynamics 365 Finance and doesn't support other ERPs. Organizations running D365 alongside NetSuite, SAP, or Sage for other entities typically need a multi-ERP platform instead.
Both are native D365 Finance and Operations integrations without middleware. The difference is mainly AI approach and configuration: Dooap Studio offers zero-code, agentic AI configuration for coding and workflow rules, while Truvio's TruvioSense layers LLM interpretation on top of invoice history for coding suggestions. Evaluating the two usually comes down to a side-by-side demo against your own invoice mix.
It depends on the integration architecture. Tools built as external SaaS applications with their own APIs, like Dooap, don't consume Dynamics compute or storage. Others route through middleware or batch jobs that can add load, so it's worth asking any vendor directly how their integration is architected.
Industry benchmarks from Ardent Partners show a wide gap between average and best-in-class AP teams, and high-performing D365 Finance teams often report 70 to 95 percent touchless processing once automation, coding rules, and PO matching are fully configured. The gap between average and best-in-class usually comes down to configuration depth rather than the tool itself.
Rillion and Medius both treat multi-ERP support as core to the product, and Yooz extends that further with 250-plus connectors. Stampli is ERP-agnostic but built around invoice-level collaboration rather than breadth. The right choice depends on which other ERPs are in play and how centralized the AP team needs reporting to be.
© 2026 Dooap. This comparison reflects publicly available vendor information as of July 2026 and is intended to help finance teams shortlist AP automation options for Microsoft Dynamics 365 Finance.